De Soto Mo Pac Credit Union, founded in 1939, is a federally insured, member-owned, not-for-profit financial institution. Our purpose is to promote the financial well-being of its members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care and concern for members and their families. We are people caring about people and serving you is our purpose. Our field of membership includes: Union Pacific employees, their families living or working in Washington or St. Francois Counties.

Simply come by the office and talk to our staff. Please bring your driver’s license and proof of employment (or membership eligibility). You will fill out an account card and deposit a minimum of $5.00. We can then set you up for payroll deduction. To open a checking account you first have to have a savings and need to deposit at least at the amount of your checks. ($16.75 to 27.35 a box) Remember Union Pacific employees, their families and HVAC workers and their families living or working in Jefferson, Washington and St. Francois Counties are eligible to join.

To help to government fight the funding of terrorism and money laundry activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, address, date of birth, and other identifying information that will identify you.

We may also ask to see your driver’s license or other identifying documents.